Terms of Use

Welcome to baitusum. These Terms of Use govern your access to and use of our website and services, including our personal expense tracking and daily budget planning tools. By accessing or using baitusum, you agree to be bound by these terms. Please read them carefully before using our platform to give room to your financial journey.

1. Acceptance of Terms

By accessing or using the baitusum website, you signify your agreement to these Terms of Use and our Privacy Policy. If you do not agree to all of these terms, you are not authorized to use our services. Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes.

2. Use of the Website

Baitusum provides tools for personal expense tracking, budget planning, financial insights, and goal setting for individual use. You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited conduct includes inputting false financial data, attempting to gain unauthorized access to our systems, or using our tools for any commercial or illegal activities.

3. Intellectual Property

All content, features, and functionality on baitusum, including text, graphics, logos, icons, images, and the underlying software, are the exclusive property of baitusum or its licensors. These materials are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

4. Disclaimer of Warranties

The baitusum website and its services are provided on an 'as is' and 'as available' basis, without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. While we aim to provide accurate financial tools, we do not guarantee the completeness, reliability, accuracy, or availability of the information or insights provided, and these should not be considered professional financial advice.

5. Limitation of Liability

In no event shall baitusum, its affiliates, or their respective directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses. This limitation applies even if baitusum has been advised of the possibility of such damages, arising from your access to or use of, or inability to access or use, the service. This includes damages relating to your reliance on any financial insights or tools provided.

6. Links to Other Websites

Our website may contain links to third-party websites or services that are not owned or controlled by baitusum. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms of Use at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect by posting the updated terms on our website. What constitutes a material change will be determined at our sole discretion, but your continued use after such changes constitutes your acceptance of the new terms.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Kyrgyz Republic, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in the Kyrgyz Republic to resolve any legal matter arising from these Terms. Any disputes will be handled in the appropriate courts within this jurisdiction.

Contact Us

Email: support@baitusum.com

Address: Business Center Victory 103 Ibraimov Street, Bishkek 720021, Kyrgyzstan